CHECKING OFFERS: Promotion valid for new business checking accounts opened between 05/01/2014 and 05/31/2014 meeting minimum opening balance requirements. To be eligible the primary business customer must not have had an open checking account within the past 60 days at Webster Bank. Account must be in good standing; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. Offer is available to residents of NY, MA, RI and CT only. ^ BACK TO TOP
Webster Complete Business Checking. We will waive your monthly service fee with Webster Complete Business Checking (a value of more than $130). Monthly service charge of $21.95 will be waived until November 30, 2014. Minimum opening deposit of $500 is required. Checking account must be opened by 05/31/14 to realize maximum savings. After promotional period expires, there is a $21.95 monthly service charge. Monthly service charge can be waived by maintaining a monthly average balance of at least $7,500 in up to 3 linked Webster Complete Business Checking accounts (the “relationship package”). You may create a relationship package of up to 3 Webster Complete Business Checking accounts. The aggregated monthly average balance of these accounts (the “relationship package”) will be calculated to determine if the account designated as the Primary is entitled to a service charge waiver based on maintaining the monthly average balance required to avoid the monthly service charge for that statement period. Secondary linked accounts will always be free of the monthly service charge, provided a primary account is present. Authorized signers on any of the accounts are entitled to determine which accounts are included in the relationship package provided that they are a signer on each of the accounts they designate. Accounts can be added or removed at the sole discretion of the signers on the individual accounts in the relationship package. If you remove or close the Primary account in the relationship, it will result in dissolving the relationship package and subject each account to the monthly average balance requirement to waive the monthly service charge. In addition, removal of one of the secondary accounts from the relationship, by a signer, may result in the Primary account being subject to a service charge without notice to all other signers, should the monthly aggregated balances fall below the balance to waive threshold. Other miscellaneous fees may apply. ^ BACK TO TOP
Webster Complete Business Checking ATM. With Webster Complete Business Checking, Webster will not charge any fees for using non-Webster ATMs, and if you are charged a fee by another bank for using its ATM, we will rebate the fee. Product features are subject to change at any time. ^ BACK TO TOP
Webster Business Value Checking. We will waive your monthly service fee with Webster Business Value Checking (a value of more than $70). Monthly service charge of $11.95 will be waived until November 30, 2014. Minimum opening deposit of $500 is required. Checking account must be opened by 05/31/14 to realize maximum savings. After promotional period expires, there is a $11.95 monthly service charge. Monthly service charge can be waived by maintaining a monthly average balance of at least $2,500. Receive 100 free transactions that include checks paid, checks deposited, deposit tickets, ACH debits and credits, bill or tax payments through Webster online, ATM deposits/withdrawals and debit card purchases – using signature or PIN (Personal Identification Number). There is a fee of $0.50 per transaction in excess of 100. Other miscellaneous fees may apply. Webster will waive the monthly maintenance fee on either a Webster Business Value Checking account or a personal Webster Value Checking account when you open and maintain a Webster Business Value Checking account. If you choose the additional Webster Business Value Checking account, all charges for excess transactions and excess daily cash deposits will apply. If the Webster Business Value Checking account associated with the account is closed for any reason, the normal monthly service charges will apply. ^ BACK TO TOP
PAYROLL SERVICES OFFER: Receive a rebate of first month’s payroll processing fees up to $200 total. Payroll Services are offered through an agreement between Webster Bank, N.A. and Complete Payroll Solutions, LLC (CPS). ^ BACK TO TOP
MERCHANT SERVICES OFFER: Receive a rebate of the first 3 months of card processing fees up to $100. Merchant Services are offered through an agreement between Webster Bank, N.A. and First Data Merchant Services Corporation. Merchant account is subject to credit approval. ^ BACK TO TOP
CASH FLOW PAYMENTS SOLUTIONS OFFER: Your choice of our Wire Payments Solution and/or our ACH payments solution will have the fee waived for your first two statement cycles. The fee for the Wire Payments Solution is $15 per account, per statement and provides up to 2 wires per statement cycle, additional wires are $25 each. The fee for the ACH Payments Solution is $25 per account, per statement and provides up to 50 ACH credits and 25 ACH debits per statement cycle, additional ACH debits or credits are $1 each. Promotion valid for all Cash Flow Payment Solutions signed up between 5/1/14 – 5/31/14. ^ BACK TO TOP
REVERSE POSITIVE PAY SOLUTIONS OFFER: The monthly fee will be waived for your first two statement cycles. The fee for Reverse Positive Pay is $15 per month. Promotion valid for all Reverse Positive Pay Solutions signed up between 5/1/14 – 5/31/14. ^ BACK TO TOP
BUSINESS REMOTE DEPOSIT CAPTURE OFFER: Subject to eligibility requirements. The monthly service fee is $45 with a business checking account or $35 with Webster Complete Business Checking. Customer is only eligible for a free basic scanner (or up to $400 off of a more advanced scanner). The scanner offer value can not be used for any other purpose. See a Webster banker for complete details. ^ BACK TO TOP
USINESS LOANS/LINES OF CREDIT: All credit products, pricing and overdraft protection are subject to the normal credit approval process. Some applications may require further consideration and/or supplemental information. Certain terms and conditions may apply. SBA guaranteed products may also be subject to additional terms, conditions and fees. All loans/lines of credit require a Webster business checking account which must be opened prior to loan closing and which must be used for auto-deduct of payment. Webster Bank will rebate the closing costs of up to 1% of the loan or line of credit amount (up to a maximum rebate of $4,000) at the closing. Offer good for new loan applications received before 05/17/14. ^ BACK TO TOP
1 BUSINESS CREDIT CARD OFFER: The 0% introductory APR applies to purchases and balance transfers and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 04-11-14, the undiscounted variable APR for Purchases and Balance Transfers is 9.99%-20.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum, Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee of 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply payments to balances with lower APRs, including introductory APRs, before balances with higher APRs. We may change APRs, fees and other Account terms in the future based on your experience with Élan Financial Services and its affiliates as provided under the Cardmember agreement and applicable law. The creditor and issuer of your credit card is Élan Financial Services, pursuant to a license from Visa U.S.A. Inc.
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